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Monday, February 26, 2024

What Married Women Should Know About Financial Independence Married women—particularly those with young children—are statistically more likely than other demographic groups to leave the workforce after marriage.1 Even for...

Monday, February 19, 2024

It is no secret that women are less likely than men to apply for jobs that they see as long shots—indeed, one recent survey indicated that more than a quarter of women are unwilling to apply for any job where they have less than...

Tuesday, February 13, 2024

The financial landscape is undergoing a significant transformation as the "Great Wealth Transfer" approaches, ushering in a new era of prosperity for younger generations. Over the next two decades, trillions of dollars will change...

Monday, February 5, 2024

Wealth preservation is an essential part of financial planning. Women in particular have unique considerations when it comes to this area of financial planning. Here are a few strategies women should know as they plan for the future.

Monday, January 29, 2024

Financial planning is a critical element for the success of any private business owner. It provides a roadmap for working toward both short-term and long-term goals and can help improve the financial health of the business. However,...

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Monday, January 22, 2024

When the market moves, whether up, down, or in circles, there are terms to describe these dubious economic fluctuations. Here, we will discuss two of them, deflation and disinflation, and why investors should plan for both. Deflation...

Tuesday, January 16, 2024

Let's face it, finances can be stressful. Between juggling budgets, tracking expenses, and navigating the nuances of insurance and taxes, it's enough to give anyone a headache. But just like we prioritize mental health days to recharge...

Monday, January 8, 2024

The newest generation of upcoming retirees is facing a more unique and prominent dilemma than past generations have experienced: caring for family members at the same time they’re preparing for retirement. There are plenty of...

Wednesday, January 3, 2024

As high-net-worth individuals navigate the complexities of financial planning during their working years, one critical aspect often goes overlooked—long-term care. In 2021, the median monthly cost of a private room in a nursing...

Monday, December 18, 2023

In the world of investing, the "holiday effect," as it is often referred to, is a phenomenon where stock prices see an increase right before a major holiday. There are many theories on why this may occur. It could be from trading...

Monday, December 11, 2023

As a female entrepreneur, you may face different challenges than your male counterparts. You may also tend to earn less than your male peers—largely in part because they are still responsible for the majority of the world's...

Monday, December 4, 2023

Women have been givers since ancient times. They often give with their heart and soul to support projects that improve society.  In our modern times, successful women are now finding themselves in positions that allow them to...

Tuesday, November 28, 2023

At the end of the year, it is necessary to reflect on your financial picture, review the last 12 months, and plan for the future. With all that is involved, it can seem overwhelming. Consider breaking up the responsibilities over 12...

Friday, November 17, 2023

How to Give Well and Wisely  Having a desire to give and a philanthropic mindset are both important qualities to possess in modern society. With so many economic and social challenges in society, contributions to charities and...

Thursday, November 16, 2023

What You Need to Know    If you or a loved one are approaching the point of needing elder care, you may be wondering what your options are. What level of care is right for your situation? How will you pay for care? What will...

Wednesday, November 1, 2023

Veterans and military members have access to various investment options, some of which are not offered to the general population. Managing investments depends on individual goals, risk tolerance, and financial situation. Here are some...

Thursday, October 19, 2023

Whether you've had a long-term care insurance (LTCI) policy for years or you're thinking of buying one, it's critical to understand exactly what set of conditions will trigger coverage. This information is the bread and butter of any...

Monday, October 16, 2023

As many of you know, October is breast cancer awareness month.  In February 2011, my mother received a breast cancer diagnosis on her birthday.  To this day, I can tell you exactly where I was when Mom called to let me know.  Breast cancer

Tuesday, October 10, 2023

It's generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven't given your plan a thorough review within the last 12 months, now may be a...

Friday, October 6, 2023

September welcomes fall – and not a moment too soon with the heat the end of this summer! It also is a month we celebrate Working Parents Day. To be fair, I think the parents who stay at home have the hardest job of all! However, I am fortu

Thursday, October 5, 2023

The National Women's Business Council estimates that there are more than 13 million women-owned businesses in the U.S., generating nearly $2 trillion in annual revenue.1  To aid in these impressive efforts, many governmental and...

Wednesday, September 27, 2023

Being successful in the business world has been especially challenging for women in recent decades as they continue to strive for equality in the workplace and advancement as well as comparable advancement opportunities. At the same...

Tuesday, September 19, 2023

What is it? By definition, a crisis is a turning point, a time when you have to make crucial decisions (often suddenly) that will affect your future. Although smart planning is the key to effectively dealing with periods of crisis, you...

Wednesday, September 13, 2023

Baby boomers’ huge numbers and surprisingly shaky health threaten government old-age benefits. That’s why you need to bolster your own retirement finances more than ever – and pay attention to your insurance needs....

Wednesday, September 6, 2023

At one time, the typical American family looked like this: a breadwinner father who commuted a short distance to work and earned a very good living, and a stay-at-home mother who took care of the kids and family home with aplomb. Life...

Tuesday, August 22, 2023

Women play a central role in establishing and preserving family wealth -- whether nurturing the values of children, fulfilling charitable goals, or making investment decisions that affect the financial security of themselves or their...

Monday, August 14, 2023

As a woman, you have financial needs that are unique to your situation in life. Perhaps you would like to buy your first home. Maybe you need to start saving for your child's college education. Or you might be concerned about planning...

Wednesday, August 9, 2023

In the U.S., women control a third of household assets. But by 2030, U.S. women are expected to control much of the assets that the baby boomer generation will pass to heirs, roughly 30 trillion in assets. High-earning women have...

Tuesday, August 1, 2023

Women own nearly 20% of the businesses that employ people in the United States, and countless more women run their businesses without employees. There are over one million women-owned firms. They employ over 10 million people and...

Tuesday, July 25, 2023

Every woman needs to balance her financial past with her financial futureTraditionally, women have been the caretakers of both the older and younger generations of their families. But providing care for family members is becoming...

Tuesday, July 18, 2023

Finances are dicey for those simultaneously caring for their parents and kidsOver the last 20 years, the median-age for Americans (the median age is the point where exactly half the population is older and the other half is younger)...

Wednesday, July 12, 2023

3 Steps To Declare Your Financial IndependenceFinancial independence means different things to different people. For some, it might mean early retirement. For others, the ability to travel the world. It is the freedom to leave a job...

Tuesday, July 4, 2023

Getting old is hard. Your parents’ ability to manage their own finances may decline as they age. Helping them with money matters is a sensitive issue you need to approach carefully.When you hit a certain age of your life, you may...

Sunday, June 25, 2023

Annuity products have grown more sophisticated over the years to meet the demands of today's more sophisticated investors.Just as mutual funds grew in popularity as an alternative to certificates of deposit, the variable annuity was...

Tuesday, June 20, 2023

For many, the expenses of college or technical school can be overwhelming. But, with financial aid programs, tuition, room and board, books, and other college-related costs can become more affordable. To determine if your student...

Monday, June 12, 2023

Inclusion is a decent thing to do from a human standpoint. It may also improve the profitability of a business that commits to investing with environmental, social, and governance (ESG) factors in mind.1 Whether you are part of the...

Monday, June 5, 2023

Women are successful professionals, business owners, and knowledgeable investors. At some point in their lives, women may have to manage their own finances due to divorce, widowhood, or remaining single. Every day, women face a variety...

Monday, May 22, 2023

As a female entrepreneur, you may face different challenges than your male counterparts. For example, women were disproportionately affected by the COVID pandemic. 1 They also tend to earn less than their male peers—largely in...

Monday, May 15, 2023

Being a mom is one of the most rewarding experiences for many, but it also comes with a host of challenges. Whether you are juggling multiple kids, are a working mom, or just starting out on your motherhood path, one of the most...

Wednesday, May 10, 2023

In 2021, women-led companies only received 2% of all venture capital funding, a figure considered the lowest percentage in more than five years.1  Data shows this figure does not necessarily reflect the potential success of...

Tuesday, May 2, 2023

A drawdown is looming. You're separating at the end of active service. You've decided to retire after a long career. No matter why you're leaving the military, a big part of preparing for your civilian life is taking steps to...

Monday, April 24, 2023

Today’s women are more educated and have more significant job opportunities compared to previous generations. Despite more women in the workforce than ever before, women still experience considerable pay disparity compared to...

Wednesday, April 19, 2023

As a business owner, you may assume you do not need professional financial advice until you hit certain milestones such as $1 million in sales, having ten employees, or some other tangible measure. However, financial professionals may...

Tuesday, April 11, 2023

The loss of a spouse can be a devastating, life-changing event. Due to longer life expectancies, women are more likely to face this situation.Becoming a widow at any age can be one of the most difficult challenges a woman must face....

Monday, April 3, 2023

When was the last time you learned about anything financial?April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing and maintaining healthy financial habits...

Sunday, March 26, 2023

Times to Call Your Financial AdvisorMost of us go to see professionals when we’re in trouble or during times of crisis. Think about it. We go to the doctor when we’re sick. We go see a lawyer when we have a pending legal...

Monday, March 20, 2023

For many women, working toward financial independence is more difficult. Obstacles women face include having a longer life expectancy than men which will require more savings for retirement, spending fewer years in the...

Tuesday, March 14, 2023

Credit card use can be beneficial to your finances if managed appropriately. Learning to balance credit card use with spending habits while also saving can positively impact your finances over time. Credit card use often helps increase...

Sunday, March 5, 2023

For decades the number of single-parent households has been rising worldwide, with the U.S. having the highest rate of children living in single-parent households. Economic well-being for these households is concerning since it is up...

Wednesday, March 1, 2023

Women’s History Month has its origins as a national celebration in 1981 when Congress passed and authorized a resolution and requested the President to...

Thursday, February 16, 2023

What is a spending plan? Your spending plan is your active strategy for getting where you want to go. Think of your spending plan as a road map that helps you reach your goals, as well as give you a sense of direction. Your spending...

Thursday, February 9, 2023

When you are busy running a company, it may be difficult to think about your taxes. Proactive tax planning helps you to avoid an unexpected tax liability when you file. These helpful strategies may offset your tax liability and might...

Thursday, February 2, 2023

With the signing of the Omnibus Appropriations package into law, both employees and employers can take advantage of more than 90 new provisions aimed at creating opportunities to create or modify workplace retirement plans and...

Friday, January 27, 2023

When you’re busy juggling your career, family, social life, and multiple other obligations, you may end up feeling as if you don’t have enough time to do it all. Often, the solution lies in improving how you manage your...

Thursday, January 19, 2023

After years of saving and planning for their golden years, many people nearing retirement fail to consider the tax burden they may face on income they receive after they stop working. While you will likely see a reduction in the amount...

Thursday, January 12, 2023

Our homes are supposed to be an escape from reality. A safe place we can go to unwind from the stresses of the day, be that from work or from life as a whole. But when this place of comfort becomes your work space, it can be...

Thursday, January 5, 2023

Regardless of whether you prepare your taxes yourself or use a professional's services, it's a good idea to gather the information and documentation you need well in advance of your actual tax filing date. Below, we've listed some key...

Wednesday, December 28, 2022

While most people find the notion of creating a budget about as appealing as cleaning out closets, most would agree that the result—a well-crafted and useful budget—is worth the work. Two financial “snapshots” you...

Thursday, December 22, 2022

With the holidays here, now is the time to get into the giving spirit and help to change others' lives for the better. Whether you are looking to make a difference in a specific person's life or the life of many, there are many ways to...

Thursday, December 15, 2022

Winter break is an exciting time for kids­—days off from school, giving presents and receiving them, and more time to have play dates with classmates. But that time off can quickly turn from exciting to boring...

Thursday, December 8, 2022

A well-crafted business plan can be a blueprint for entrepreneurial confidence. This multifaceted tool is as important to established business owners looking to grow their companies as it is to budding entrepreneurs. A business plan...

Friday, December 2, 2022

Tax planning can be advantageous when done during the year and well in advance of year’s end. Opportunities exist for you to mitigate tax liability, which may leave more income for you and/or your family. Generally, people put off...

Thursday, November 17, 2022

Too many people don’t realize that taking care of themselves physically can lead to more confident financial tomorrows.Planning for retirement should start in your early twenties, if not before. Why? Because you can develop good...

Thursday, November 10, 2022

Is it memory loss due to the aging process or the early onset of dementia? Initially, cognitive changes can be subtle and challenging to diagnose. As a result, it can be difficult to decide if a loved one is able to continue living...

Thursday, November 3, 2022

Tax planning can be more advantageous when done during the year and well in advance of year’s end. Opportunities may exist for you to minimize tax liability, which could leave more income for you and/or your family.Generally,...

Friday, October 28, 2022

With more and more seniors aging in place, the rise in caregivers who are not health professionals has begun to increase as well. Informal caregivers may find that their work is rewarding, since they ensure that their loved one is...

Wednesday, October 19, 2022

Shopping online saves you a trip to the store and gives you more time in your day, but sometimes shipping costs and prices have you spending more than you probably wanted to. Use these money saving tips to make online shopping cost and...

Wednesday, October 12, 2022

When it comes to estate planning, women have unique concerns. The fact is that women live an average of 5.0 years longer than men.* That's important because it means that there's a greater chance that you'll need your assets to last...

Wednesday, October 5, 2022

If your 65th birthday is coming up—or if you're receiving Social Security Disability payments and are about to qualify for Medicare before age 65—you may be wondering exactly what comes next.1 Below, we discuss some...

Thursday, September 29, 2022

When it comes to saving for retirement, women may have extra challenges, even those with a higher-than-average income. For retirement planning, CNBC reports that women save less than men. The pandemic worsened matters, with more than 2...

Friday, September 23, 2022

Nine of every 10 U.S. families with children have at least one working parent.1 Though working parents make up one of the largest demographic groups in the country, they face many challenges—from the cost of childcare to...

Friday, September 16, 2022

The business landscape is continually changing—technological advances, corporate downsizing, restructuring, and telecommuting have reshaped the marketplace.­ Although these improvements and modifications have a great impact...

Friday, September 9, 2022

Today, like so many other women, you may be facing a new challenge while you’re still working full time. Your children are growing up just as your parents are slowing down and need assistance with daily activities. Although years...

Friday, September 2, 2022

Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you joy. The phrase “treat...

Friday, August 19, 2022

Few U.S. high schools have comprehensive personal finance programs, which means that some teens enter adulthood without a deep base of knowledge on topics like investing, budgeting, and consumer debt. Even those who feel they're fairly...

Monday, August 15, 2022

As you progress along your career path, there's no telling how far you'll go. But to fully reap the financial rewards of all your hard work, you'll need to take charge of your own career. Here are a few issues you'll want to pay close...

Monday, August 8, 2022

Even before your children can count, they already know something about money: it's what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children begin...

Monday, August 1, 2022

Americans are budgeting more due to the pandemic. Knowing where your money is going and making sure you're adequately funding your future could be helpful to maintain your lifestyle for the decades that you may live. Whether you're a...

Monday, July 25, 2022

Younger adults face a variety of challenges in their pursuit of financial independence. Keep reading for five financial tips to help you manage your personal finances and prepare for your future.

Monday, July 18, 2022

Do you find yourself sandwiched between caregiving demands, career peaks, and looking ahead to your own retirement? Read the following strategies to help navigate through the sandwich generation phase.

Monday, July 11, 2022

In retirement, it is sometimes necessary to create new social connections and a new social network, especially if you relied on work for your socialization. Check out the benefits of social wellness that bring many retirees a happier life.

Monday, July 4, 2022

Every woman needs to balance her financial past with her financial future. Keep reading for tips on how women can help build financial independence.

Monday, June 6, 2022

America’s Founding Fathers created the foundation of a nation like no other. Each had goals and dreams, many with high expectations of what the United States of America could become. For today’s citizens, it may be possible...

Monday, June 6, 2022

When it comes to your retirement, there are three factors that you may want to take into account when planning for your retirement income needs.

Monday, June 6, 2022

The need for regular saving and investing spans many life stages. Through the years, your goals will change and your strategies will shift, but don’t be alarmed. You’re just progressing through the normal stages of life,...

Tuesday, May 31, 2022

Even though housing prices throughout much of the U.S. are at or near all-time highs, there are still many distinct financial advantages to owning a home.1 From tax benefits to capital gains exclusions and guaranteed rates of return,...

Tuesday, May 3, 2022

Tuesday, May 3, 2022

Tuesday, May 3, 2022

Tuesday, May 3, 2022

Monday, April 4, 2022

Monday, April 4, 2022

Monday, April 4, 2022

Monday, April 4, 2022

Monday, February 28, 2022

Monday, February 28, 2022

Monday, February 28, 2022

Monday, February 28, 2022

Monday, February 28, 2022

Friday, February 25, 2022

Friday, February 18, 2022

When people are leaving their employer, one of the decisions they need to make is what to do with their 401(k). A retirement plan participant typically has four options (and may engage in a combination of these options), each choice...

Friday, February 11, 2022

But take a look at your investment policy statement before you do anything... How this January 2022 market turbulence affects you depends upon how old you are. For people in or near retirement, it is scary – yet there are ways to...

Monday, January 31, 2022

Monday, January 31, 2022

Thursday, January 6, 2022

Thursday, January 6, 2022

Thursday, January 6, 2022

Tuesday, December 21, 2021

Tuesday, December 21, 2021

Tuesday, November 23, 2021

As we approach the end of 2021, now might be a good time to take a closer look at a few developments surrounding required minimum distributions (RMDs). What Are RMDs? Once you reach age 72, you are required to take minimum...

Tuesday, November 23, 2021

Today, many people find themselves bombarded by a constant stream of financial news from television, radio, and the Internet. Yet, does all this “information age” data really help you manage your finances any better now...

Thursday, November 11, 2021

November is a month to celebrate the sacrifice that many caregivers make to take care of loved ones during the most challenging periods of their lives. Being a caregiver sometimes leads to stress, over-exhaustion, and burn-out. So, for...

Thursday, November 11, 2021

You probably spend more time planning your holiday gathering than preparing for your golden years. As a result, you make basic mistakes in trying to fund your retirement. Here are a few of the top mistakes people make to screw up this...

Monday, November 1, 2021

Every Veteran is unique and requires personalized financial advice According to the most recent data from the U.S. Census, there are over 17 million Veterans in the United States and more than nine million of these Veterans are served...

Friday, October 22, 2021

The Budget and the Debt Ceiling: Federal Spending in the Crosshairs On September 30, 2021, Congress averted a potential federal government shutdown by passing a continuing resolution to provide funding for government operations through...

Friday, October 22, 2021

October is National Financial Planning Month Tips to help you find a financial professional and financial planning firm The financial professional and financial planning firm you pick to manage your assets and advise you on key...

Friday, October 22, 2021

New Bill Aims to Solve for the Retirement Plan Coverage Gap One in four Americans does not have any retirement savings. This situation may be due at least partly to not having access to an employer-sponsored retirement account.1 The...

Monday, September 20, 2021

When to Call Me Times to call your financial advisor Most of us go to see professionals when we’re in trouble or during times of crisis. Think about it. We go to the doctor when we’re sick. We go see a lawyer when we have a...